retirement lifestyle

Have you heard of “Blue Zones”? No, they’re not places where everyone is a Democrat. They’re places in the world where there is an unusually high number of people living into their 90’s and even 100’s. These populations are known for maintaining good health well into old age. It’s not that they have special technologies, or the best doctors, or special genes – it’s thought to be their lifestyle. “Blue Zones” are found all around the world: The Italian island of Sardinia, Okinawa in Japan, and Loma Linda in California were the first to be identified. You don’t have to move to these places to live to a ripe old age – here are 3 ways to create your own Blue Zone.

Plant-Based Diet

People who live in blue zones tend to eat less meat and more vegetables, fruits legumes, and nuts. People on the island of Sardinia have diets rich in fish, which is associated with slower brain decline and a lower risk of heart disease.[1] Many of the Seventh Day Adventists in Loma Linda do not eat meat. Many Americans hear that they should eat less meat and processed food, but don’t necessarily hear what to replace these with. Legumes like beans, peas, and lentils are rich in protein.

Active Lifestyle

It’s not that there are more gyms in Blue Zones, it’s that people have more activity built into their everyday lives through walking, gardening, hiking, and doing daily chores. For example, people in Sardinia who raise animals in mountainous regions have a walk far to work and have to climb steep slopes.[2] It’s often hard to build exercise into your daily routine if you work full-time, but having more free time to get in shape is one of the things to love about retirement.

Enough Sleep

You may have seen studies that suggest that not getting enough sleep, or too much sleep, can increase the risk of heart disease or stroke.[3] In Blue Zones, people tend not to go to sleep and wake up at rigidly set hours. Instead, their sleep is more tied to how tired they feel and can include short daytime naps.

If you’re thinking about your desired retirement lifestyle, consider ways in which you can make healthier choices. If you plan on living into your 90’s or even 100’s, financial planning can become even more important. To learn more about ways to help make your savings last as long as you do, you can schedule a complimentary review with us. We can help you create a comprehensive retirement plan that takes your longevity risk into account in case your household becomes a miniature Blue Zone.

[1] https://www.ncbi.nlm.nih.gov/pubmed/19262590

[2] https://www.healthline.com/nutrition/blue-zones#section5

[3] https://www.ncbi.nlm.nih.gov/pubmed/20469800

The commentary on this blog reflects the personal opinions, viewpoints and analyses of BML Wealth Management’s employees providing such comments, and should not be regarded as a description of advisory services provided by Cooper Financial Group. The views reflected in the commentary are subject to change at any time without notice. Nothing on this blog constitutes investment advice. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future returns.

Investment Advisory services are offered through Cooper Financial Group, an SEC Registered Investment Advisory firm. All Insurance Services are offered through BML Wealth & Insurance Services. California Insurance License #0M15550. BML Wealth Management & Cooper Financial Group are not affiliated.

We do not provide tax or legal advice, all individuals are encouraged to seek guidance from qualified professionals regarding their personal situation. Any references to protection benefits or steady and reliable income streams in this guide refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured. Indices mentioned are unmanaged and cannot be invested into directly.


The commentary on this blog reflects the personal opinions, viewpoints, and analyses of BML Wealth Management’s employees providing such comments and should not be regarded as a description of advisory services provided by West Wealth Group, LLC. The views reflected in the commentary are subject to change at any time without notice. Nothing on this blog constitutes investment advice. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future returns.

Investment advisory services through West Wealth Group, LLC, an SEC Registered Investment Adviser. BML Wealth Management and West Wealth Group, LLC are affiliated entities. Insurance Services are offered through BML Wealth & Insurance Services, California Insurance License #0M15550.

We do not provide tax or legal advice. All individuals are encouraged to seek guidance from qualified professionals regarding their personal situation. Any references to protection benefits or steady and reliable income streams in this guide refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products.