Psychology

22 02, 2023

Don’t Underestimate the Importance of Your Mindset Toward Your Finances

2023-06-08T21:29:40-07:00February 22, 2023|Financial Planning, Psychology|

The concept of retirement planning is simple. Despite changes in the economy or in life itself, the concept of planning your retirement has remained unchanged. We work, save, retire, and repeat for generations over. But while the concept may be the same, the puzzle has begun to evolve. In other words, individuals and families currently saving for retirement are facing challenges that were previously never considered. Without pensions and hefty Social Security checks, it is now equally as important to maintain a healthy attitude towards spending and generating income as it is to actually save [...]

11 11, 2022

3 Ways to Cope with the Retirement Blues

2023-02-09T02:00:40-08:00November 11, 2022|Health and Wellness, Lifestyle, Psychology|

Settling down for retirement after many years of work can feel like a sigh of relief, a moment to catch your breath and slow down. However, this shift in lifestyle can also bring up feelings of sadness, anxiety, and loss of purpose. Studies show that a third of retirees develop symptoms of depression,[1] especially those who have lost a spouse, live alone, retired unexpectedly,[2] or are simply struggling to adjust. Such a drastic change can be challenging, so it's important to acknowledge how you feel. In addition to finding empathy for yourself, the following tips can [...]

29 04, 2022

What Is Ageism and How Can You Overcome It?

2022-04-29T00:30:44-07:00April 29, 2022|Psychology|

Ageism is discrimination against someone based on their age. It can happen in overt or subtle ways, in the workplace and in our daily lives. There are plenty of negative stereotypes about older people that can affect how you think about aging. It’s important to think about how to overcome ageism and negative thinking about aging. One area where ageism is apparent is in the workforce. According to the Department of Labor, older adults are less likely to be hired in an economic downturn. You may know of someone in their 50s or 60s who [...]

25 03, 2022

It’s Time to Re-Frame the Way We Think About Aging

2022-03-25T10:48:09-07:00March 25, 2022|Lifestyle, Psychology|

It’s common to hear people complain about getting older, but aging isn’t all bad. A positive attitude towards aging can go a long way towards finding happiness in retirement. There are plenty of things that get better with age, like a fine wine, so why not you too? Here are some wise words that can help us re-frame the way we think about aging. “Aging is an extraordinary process where you become the person you always should have been.” -David Bowie David Bowie was one of those celebrities who refused to retire and continued to [...]

11 03, 2022

How to Get Through the “Disenchantment” Phase of Retirement

2022-03-11T10:11:44-08:00March 11, 2022|Psychology, Retirement|

Everyone talks a lot about how to prepare for retirement financially, but often there is less focus on how to re-orient your life and mindset. Research shows that the way people feel about their retirements follows a u-shaped curve; first, people are quite positive, then not as much, and then are positive again. From the “honeymoon” phase of retirement to disenchantment and re-orientation, here’s how to get yourself through. The Honeymoon Phase: Many people idealize retirement. When we’re extremely busy, the idea of unlimited free time is tempting. So, when people finally reach retirement and [...]

18 02, 2022

Will You Get Happier As You Age?

2022-02-18T12:21:50-08:00February 18, 2022|Psychology|

There’s no doubt that our culture often overlooks the benefits of aging. You may not have looked forward to getting older when you were younger, but now that you’re nearing retirement, you may have gained a different perspective. The fact is, many studies have found that happiness does increase with age.[1] There could be many reasons for getting happier as you age, from financial stability to an active social life. Older Americans may be more satisfied with their standard of living and financial stability and experience less stress and worry related to these things. At [...]

26 11, 2021

How to Change Your Habits

2021-11-26T12:16:37-08:00November 26, 2021|Lifestyle, Psychology|

We've all heard the saying, "you can’t teach an old dog new tricks,” but is it true? Maybe it is for dogs, but not for people. You can always learn new habits, no matter what age you are. It starts with understanding how the brain works and building on success. You can go from seeing an action as alien to second nature more easily than you think. Here are three easy ways to develop new habits. Repeat Actions There are probably already many habits you have down pat, like brushing your teeth every night and [...]

15 10, 2021

Can You Be Forever Young?

2021-10-15T22:26:15-07:00October 15, 2021|Psychology|

In a landmark "Counterclockwise" study at Harvard University,[1] a group of men in their 70s went to a retreat locale that was a sort of time machine back to 1959. The participants listened to Perry Como, watched Ed Sullivan, read magazines from the ’50s, and were not allowed to speak about anything that took place after 1959. If you’re a nostalgic person, you may think this seems like a fun way to spend a week, but the study’s point was to measure the physical effects of the surroundings on the older participants. Believe it or [...]

18 06, 2021

Do We Live In An Ageist Society?

2021-06-18T15:48:41-07:00June 18, 2021|Psychology|

America has an aging population, and many of our most successful individuals are middle-aged or older. Yet, there seems to be evidence of widespread ageism. Sometimes it can be seen in a seemingly benign birthday card depicting age as something to laugh at or feel bad about, but other times it takes the form of workplace discrimination. Even if we do live in an ageist society, it's good to have a positive view of aging. One area where ageism is apparent is in the workforce. According to the Department of Labor, older adults are less [...]

26 03, 2021

Handle Life’s Busy Seasons Like An Accountant During Tax Season

2021-03-26T15:09:40-07:00March 26, 2021|Lifestyle, Psychology|

Generally, accountants have a good work-life balance, but they’re notoriously busy during tax season. From January to April, their workload increases significantly, and they must come up with new techniques to manage their time. Sometimes when we’re used to a routine, extra work or activity can throw us off because we don't know how to adapt. The same can also happen when we go from working full weeks to having free time in retirement. In retirement, a packed social or travel schedule can constitute a busy season. Although your workload probably won’t ramp up as [...]

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