What to Know Before Returning to Normal

reopening america

The good news is that you survived the worst of the coronavirus pandemic, and the bad news is that it’s not quite over yet. For those who are returning to the workplace, restaurants, and socializing again, it’s an exciting time – but also a time that requires caution. Americans age 50 and older are considered to be high-risk and are advised to take extra cautions. While you might not want to put yourself in the same category as a 90-year-old, here’s what to know before returning to normal.

The Workplace

If you were going into the office before COVID-19 and have returned or are returning soon, find out what’s changed. Your office might have instituted safety protocols, be staggering personnel in the office, or be flexible as to whether you must go in or not. Know what you should or shouldn’t bring back in terms of office equipment, how often the office is being cleaned, and if you’re responsible for wiping down your own surfaces. Some workplaces are spacing workers farther apart, so you could be sitting in a new place.

Restaurants

Americans everywhere are looking forward to eating in restaurants again, and many eateries are reopening with guidelines. There are many ways to come into contact with the virus at a restaurant, from hard surfaces like the table and counter to menus and silverware. You might be given a QR code to scan with your phone instead of a physical menu, and restaurants are being advised to use fresh cleaning cloths regularly. Make sure to wash your hands frequently, and remember that your wallet, money, and credit card can all carry the virus even if food can’t. If you’re going to eat while on the road, here are 3 things to know before making summer travel plans.

Stay Informed

Whatever you decide to do, research and keep in mind the latest information – from information about the virus itself to state and local reopening guidelines. You may also want to keep an extra mask in the car if you’re prone to forgetting when you leave the house. As always, avoid touching your face and wash your hands frequently. You can contact us for a complimentary financial review, and we can work with you if you cannot come into the office. Don’t let the virus delay your retirement plan.

 

The commentary on this blog reflects the personal opinions, viewpoints and analyses of BML Wealth Management’s employees providing such comments, and should not be regarded as a description of advisory services provided by Cooper Financial Group. The views reflected in the commentary are subject to change at any time without notice. Nothing on this blog constitutes investment advice. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future returns.

Investment Advisory services are offered through Cooper Financial Group, an SEC Registered Investment Advisory firm. All Insurance Services are offered through BML Wealth & Insurance Services. California Insurance License #0M15550. BML Wealth Management & Cooper Financial Group are not affiliated.

We do not provide tax or legal advice, all individuals are encouraged to seek guidance from qualified professionals regarding their personal situation. Any references to protection benefits or steady and reliable income streams in this guide refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured. Indices mentioned are unmanaged and cannot be invested into directly.

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